Terms

Last updated September 2026

thenogoseks.com is a private, unpublished household app built and run by Joe Nogosek for Joe and Rachel Nogosek. It is not a public product, has no other users, and carries no service-level commitment beyond “Joe keeps it running.”

Access

Sign-in is restricted to two specific Google accounts. Anyone else who signs in is rejected automatically. There is no way to request an account, because there isn't supposed to be one.

No warranty

This app is provided as-is, built and maintained casually, and may have bugs, downtime, or missing features. It is not a substitute for professional financial, legal, or medical advice — the mortgage calculator, budget tools, and similar are planning aids, not guarantees.

Changes

These terms, and the app itself, may change at any time without notice — see the privacy policy for how your data is handled.